Texas home buyers
Texas City Home Payment Calculators
Estimate the real monthly cost of buying a home in major Texas metro areas, including principal, interest, property taxes, insurance, HOA, PMI, closing costs, and cash needed to close. Each city page includes local property tax, insurance, and HOA context to make the starting estimate more useful.
Austin
Austin-Round Rock
Austin buyers often compare central neighborhoods with suburban options across Travis, Williamson, and Hays counties.
Houston
Houston-The Woodlands-Sugar Land
Houston buyers may be comparing city neighborhoods, suburban master-planned communities, and properties across multiple counties.
Dallas
Dallas-Fort Worth
Dallas buyers often compare city neighborhoods with northern and eastern suburbs across several taxing areas.
San Antonio
San Antonio-New Braunfels
San Antonio buyers may compare established Bexar County neighborhoods with newer growth areas north and west of the city.
Fort Worth
Dallas-Fort Worth
Fort Worth buyers often compare central neighborhoods, western suburbs, and fast-growing areas across Tarrant County and beyond.
Leander
Austin-Round Rock
Leander buyers often compare newer neighborhoods, master-planned communities, and homes with different HOA and tax assumptions.
Round Rock
Austin-Round Rock
Round Rock buyers can use this calculator to compare payments across established neighborhoods and newer communities north of Austin.
Cedar Park
Austin-Round Rock
Cedar Park buyers often compare homes near Austin with suburban communities that may include HOA dues and varied tax rates.
Georgetown
Austin-Round Rock
Georgetown buyers may compare historic neighborhoods, active-adult communities, and new subdivisions north of Austin.
Katy
Houston-The Woodlands-Sugar Land
Katy buyers often compare master-planned communities across multiple counties and school districts west of Houston.
Looking for a different Texas city?
Not every Texas city has a dedicated page yet. Use the statewide Texas home payment calculator for any Texas property, or start with the main home payment calculator.
Educational estimates only
These calculators are for educational budgeting only and are not financial, tax, legal, lending, insurance, or real estate advice. Actual costs, rates, approvals, taxes, insurance, HOA fees, and closing costs can vary.